Q: What are the 2013 HSA Financial Amounts and Limits

By January 22, 2014November 18th, 2015Frequently Asked Questions

2013 HSA financial amounts and limits, 

The following table compares them with the standards that applied for the 2012 calendar year.

 

  • The maximum annual contribution to a self-only HSA for HDHP coverage increased from $3,100 to $3,250 for 2013.
  • The maximum annual contribution to a family HSA for HDHP coverage increased from $6,250 to $6.450 for 2013.
  • The age 55 and over annual catch up additional contribution remains at a $1,000 for 2013.
  • The minimum self-only HDHP deductible increased from $1,200 to $1,250 for 2013.
  • The minimum family HDHP deductible increased from $2,400 to $2,500 for 2013.
  • The maximum self-only HDHP out-of-pocket expense amount (which includes deductibles and co-payments as well as other expenses) increased from $6,050 to $6,250 for 2013.
  • The maximum family HDHP out-of-pocket expense amount (which includes deductibles and co-payments as well as other expenses) increased from $12,100 to $12,500 for 2013.

Source:  IRS Revenue Procedure 2012-26 the IRS has announced the new inflation-adjusted increases for Health Savings Account (HSA) contributions and high-deductible health plan (HDHP) deductibles. http://www.irs.gov/pub/irs-drop/rp-12-26.pdf   [Material updated May, 2012]